Don’t buy someone else’s unpaid taxes.
Look up any property’s tax bill free. Then get the guaranteed certificate that shows what’s due, paid and late. For buyers, sellers, investors and title teams. Just an address. No loan, no sale, no closing required.
Look up free.
Certify before you close.
FreeTax lookup
Instant / on screen+
Value, land value, homestead status, year built and where the owner gets the bill, from the county tax roll. Florida is live. More states are coming. A first look, not a certificate.
CertProperty tax certificate
PDF / guaranteed+
Every tax owed on the parcel as of the certificate date: amounts, due dates, what’s paid and what’s delinquent, by taxing authority. Provided by American Property Guard, a LERETA company. Backed by our accuracy guarantee.
- Most states
- 48 hours
- Kentucky
- 3 to 5 business days
- Massachusetts, Rhode Island
- 10 business days
- Pennsylvania, New Jersey, Cook County IL
- 10 to 15 business days
TexasTexas certificate + HOA
TX only+
The Texas tax certificate, plus the add-ons Texas closings ask for: HOA dues and assessments (full or info only), rollback tax estimates, and the Notice to Purchaser.
WatchTax Watch add-on
Text + email / opt-in+
Tick the box at checkout and we watch the tax bill for that property. You get a text and an email before each due date, and the day a bill goes unpaid. Billed $12 once a year per property. Cancel anytime in one click. Built for owners, portfolios, private lenders and seller-financed notes.
DeepDeep Tax Review
Report / with the cert+
The guaranteed tax certificate, plus a plain-English report on what it means: every taxing authority explained, which bills are paid and which are late, exemptions the property may qualify for but doesn’t have on file (like homestead or senior), special assessments and supplemental bills to watch for, and in Texas, any rollback tax risk. Ask follow-up questions anytime in chat. Includes a free year of Tax Watch. Information only, not tax or legal advice.
ProTitle and volume pricing
Monthly / bulk+
Prepay a pack of 10 certificates at the regular price. Each one comes with a free year of Tax Watch on that property as a bonus. Use them anytime in 12 months. Title teams and investors get one invoice and API or batch ordering.
Sample prices for discussion. Final prices set after wholesale terms are signed. Add-ons are opt-in, never pre-checked. Large portfolios get a setup quote.
Parcel in, certificate out.
The same tax certificate title companies order at closing, for anyone who needs the answer.
Enter
An address or parcel number. No loan, sale or closing needed.
Pay
One price per parcel. Card, Apple Pay or Google Pay.
Download
Your certificate lands in 48 hours in most states. Slower counties are listed up front.
Watch
Add Tax Watch for $1 a month and we text and email you before due dates and if a bill goes unpaid.
If the certificate is wrong,
we cover the taxes.
Matches the county
Your certificate matches the taxing authority’s public records as of the certificate date.
Taxes and penalties paid
If you’re charged taxes, penalties or interest because the certificate left them off or got them wrong, we reimburse them, up to $100,000 per claim.
90 days, in writing
Send us the claim within 90 days of learning about the error, with a copy of the certificate. We pay valid claims within 30 days.
Not covered: changes after the certificate date (supplemental bills, new exemptions, ownership changes), taxes on minerals or personal property, and errors in the county’s own records. Full terms posted at launch.
For every deal
without a title company.
Cash and FSBO buyers
Know there’s no unpaid tax riding with the house before you hand over the money.
Sellers and agents
Show buyers the taxes are clean, up front, and keep the deal moving.
Investors and flippers
Check every parcel on your list before you bid. Bulk pricing on request.
Seller-financed deals
Carrying the note? Make sure the buyer keeps paying the county, or you hear about it first.
Private and hard money
Certificates at funding, then Tax Watch for the life of the loan.
Title and escrow
Same certificate, one invoice, ordered by API or batch file.
Common
questions.
What’s on a tax certificate?
Every tax on the parcel from each taxing authority: the amount, due dates, what’s been paid, and anything delinquent, as of the certificate date.
Is this the same one title companies use?
Yes. It comes from American Property Guard, a LERETA company that supplies tax certificates for closings across the country.
Do I need a loan or a closing to order?
No. Anyone can order for any property. Just an address or parcel number.
Why does my county take longer?
A few places, like Pennsylvania, New Jersey and Cook County, release tax records slowly. We show the wait before you pay. If it never arrives, or comes more than 5 business days past that wait, you aren’t charged.
What’s the difference between the free lookup and the certificate?
The free lookup reads the county tax roll: value, exemptions and where the bill goes. The certificate shows what’s actually owed and paid, and it’s guaranteed.
What people ask.
Answered plainly.
- How do I check if property taxes are paid?Look up the parcel on the county tax collector's website. It shows the current bill and usually whether it is paid. For a full picture of every taxing unit, including late years, get a property tax certificate.→
- Who pays property taxes when you buy a house?Usually both. The year's taxes are split by date, called prorating. The seller pays for the days they owned the home and the buyer pays for the rest. Your purchase contract sets the exact terms, and any old unpaid taxes should be paid off at closing.→
- What are back taxes on a house?Back taxes are property taxes from earlier years that were never paid. They become a lien on the house and keep growing with penalties and interest. Paying someone else's back taxes does not make you the owner.→
- How do I find out if a property has a tax lien?Start with the county tax collector's website, which shows unpaid property taxes by parcel for free. Property tax liens often don't appear in deed records, so the tax office, not the county clerk, is the place to look.→
- When are property taxes due?In Florida, bills go out around November 1 and are late if not paid by April 1, with 4% off for paying in November. In Texas, bills go out around October 1 and are late if not paid before February 1. Other states set their own dates.→
- What is a tax certificate in Florida?In Florida, a tax certificate is a lien the county sells when property taxes go unpaid. An investor pays the taxes and earns interest, up to 18% a year, until the owner pays it back. It is not the same as a report showing a property's taxes are paid.→
- What is a tax certificate in Texas?A Texas tax certificate shows any delinquent taxes, penalties and interest owed on a property to each taxing unit. Any person can ask the county collector for one, and the fee can't be more than $10 under Tax Code 31.08.→
- How do I get a property tax payment reminder?Some county tax collectors will email your bill or send reminders if you sign up on their site. Florida also mails a second notice to unpaid owners by April 30. Beyond that, set your own reminder or use a service that watches the bill for you.→
Buying a property? Check its flood zone too, at our sister site Check Flood Zone. Same company, same address search.
checkfloodzone.com